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GRI stands for Graduate REALTORS® Institute. The GRI designation acknowledges REALTORS® who have completed a comprehensive education program that provides practical real estate training. This program is above and beyond the education required to earn a real estate license.An arrangement by which real estate brokers place their listings together so that all members of the multiple-listing service have an opportunity to sell properties listed by other members of the service.A real estate agent is a REALTOR® when he or she becomes a member of the NATIONAL ASSOCIATION of REALTORS® (USA) or the Canadian Real Estate Association (Canada). The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics.REALTORS® with the SFR certification can be a trusted resource for short sales and foreclosures.Hold mouse over logo for description.

Kevin Janowski is a licensed Realtor Broker / Salesperson in the state of Missouri since 1997. Graduate Real Estate Institue (GRI), Short Sale Foreclosure Resource (SFR. Member National Association of Realtors, Missouri Association of Realtors, SCC Board of Realtors, Mid America Regional Information System (MLS)

Mortgage Calculator     
Buyer's Monthly Payment &
Closing Costs Estimator

Step 1: Enter Amounts Here

  
     Home Purchase Price

     Percent Down Payment (5,10,15,20, etc)

     Interest Rate (annual)

     Mortgage Term (years)

     Real Estate Taxes (annual)

     Homeowner Association Fees (annual)

Step 2: Press Here:

   
Estimated Monthly Charges

 

     Principal and Interest

     Private Mortgage Insurance (PMI)

     Homeowners Casualty Insurance

     Homeowners Association Fees

     Real Estate Taxes

Total Monthly Charges:

Estimated One-Time Charges

  
     Down Payment
     Record Deed

     Closing Agent Attorney

     Home Inspection Fees

     Termite Inspection/Certification

     Mortgage Documentary Stamps

     Intangible Tax On Mortgage Note

     Loan Origination Fee

     Record Mortgage

     Lenders Title Insurance Policy

     Lenders Application

     Lenders Appraisal

     Lenders Credit Report

     Flood Zone Check

     EPA Lien

     Tax Service Escrow Setup

     Document Preparation

     Underwriting Fee

     Survey

     Express Mail/Courier Fee

Total Cash Needed to Close:

Percentage of Purchase Price: